Planning for Tragedy

Planning for Tragedy

Very early in the morning on a recent day, a client in another part of the country called. As I picked up she quickly said “I could not wake him up this morning. The ambulance just left for the hospital. Wanted you to know. Gotta go!”   I blurted out right before...
Creating a Legacy

Creating a Legacy

“Tell me I am a good man”, the elderly James Ryan says   “What?”, replies his beloved wife   “Tell me I have led a good life.”   These are the last few lines of dialog from the film Saving Private Ryan. The elderly James Ryan is kneeling over a memorial...
Hitting the Bullseye

Hitting the Bullseye

Part of our work as asset managers is to generate sufficient cash flow for regular income.   A long-time client came in for a review last week, and we carefully reviewed her prior year income and expenses. She had managed her cash flows really well – right...